Services

MORTGAGES

As a consumer you should be aware of current mortgage interest rates, consider the length of time you plan to stay in the home, consider how much you can spend on a down payment and how much you can afford to pay monthly, to name a few of the many important decision-making factors.

As your agent, I thoroughly explain the choices available and the pros and cons of each type of loan so that you can make informed choices. Because I’m in constant contact with the lenders, I know the type of mortgage financing each lender prefers to pursue. Having this knowledge contributes to finding the most competitive rates on the market!

Call today for a FREE, no obligation consultation to discover how I can save you money!

Variety of mortgage products & lenders
Attractive mortgage rates and flexible terms
Fast, easy mortgage applications
Quick credit decisions

Residential Mortgages - new purchases - found your dream home and need the best interest rate you can get? I can often get a better rate through your bank than you could on your own so why not allow me to locate an attractive rate for you. Residential mortgages - it’s what I do!

Mortgage Refinancing - for any number of reasons you may want to refinance your mortgage - debt consolidation, home renovations, family vacation - whatever the reason, I will assist you in finding the best rate on the market to suit your particular needs.

Mortgage Renewals - time to renew? Even if its not, with interest rates at all time lows, it may be to your advantage to consider an early renewal. It could literally save you thousands over the life of your mortgage loan.

First-time Home Buyers - don’t be discouraged, I’ll guide you through the entire process ensuring that you get the best deal in town!

Commercial Mortgages - I do commercial mortgages too! As an agent I can place all types of loans as long as they are backed by mortgage collateral. I can assist you or your company in getting the lowest and most favourable rate on your investment loan.

Take some time to experiment with the mortgage calculators to find out what a monthly mortgage payment would be, based on purchase price, interest and term.

It can be a very difficult task trying to sift through the information on available mortgage options considering the large number of products, mortgage lenders and finance companies on the current market. My primary service objective is to work closely with you to help minimize the confusion while finding the best mortgage available to fit your needs, regardless of the circumstances. I do all the research to provide you with:

HOW WE WORK AS A TEAM!

WHAT IS A MORTGAGE AND WHY DO I NEED AN AGENT?

A mortgage is a legal document that uses property as collateral to secure a payment of debt.

The basic role of a mortgage agent is to act as an intermediary between you (the borrower) and the lender. Mortgage agents bring the borrowers and lenders together ensuring the loan is funded without complications.

Using a mortgage agent is beneficial to you, as the agent works for you, not the lender. You get the benefit of having an experienced and knowledgeable professional looking out for your best interests!

Cell: 807.8399
elkak@telus.net

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